Home Loan Financial
For all your home and commercial financing needs
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Home Loan Financial |
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As a loan specialist for Califonia Home Solution, I will use my 13 years experience to help you obtain a loan for new purchases, home, building purchase, apartment and commercial.
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Property Types |
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Single
Family
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Refinance
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Cash
Out
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Commercial
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Retail
Center
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Construction
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Apartments
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100% Loan (0 down)
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Foreclosures
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Offices
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Churches
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Foreign National
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Mixed-Use
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Bankruptcy
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Restaurant
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Sub-Prime
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2nd
Loan
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Hotel - Motel
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Residential Loan Rate as of
December 16, 2008
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Rate%
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APR
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Points
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Term
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Index
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| CONFORMING Loan upto $417,000 |
5.125% |
5.21% |
1 |
30/30 |
Fix |
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5.00% |
5.16% |
1 |
15/15 |
Fix | |
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5.625% |
5.72% |
1 |
5/25 |
5yrFix | |
| JUMBO Loan $417,000~$729,750 |
8.50% |
8.61% |
1 |
30/30 |
Fix |
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8.125% |
8.29% |
1 |
15/15 |
Fix | |
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7.625% |
7.73% |
1 |
5/25 |
5yrFix | |
| APR's calculated using loan
amount of $300,000, 25% down. Loan fees change with market condition and
loan amount. "A" credit required for these interest rates. APR's calculated using loan amount of $600,000, 25% down. Loan fees change with market condition and loan amount. "A" credit required for these interest rates. |
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Industrial/Commercial Loan Rate
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Rate
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Point
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Term
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Loan Type
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5.60%(Start Rate)
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1
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30/10
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Variable
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6.55%(Start Rate)
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1
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30/10
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5 yr fix
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| "A" credit required
for these interest rates. Loan amount above 1M |
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Apartment Loan Rate
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Rate |
Point |
Term |
Loan Type |
5.01%(Start Rate) |
1 |
30/15 |
Variable |
5.85%(Start Rate) |
1 |
30/15 |
5yr fix |
| "A" credit required
for these interest rates. Loan amount above 1M |
